About Us

 

Established in 1991 to serve the employees of Heriot-Watt University, our Credit Union slowly expanded to include the four main universities in Edinburgh. After years of growth and success, we’re proud to say that as of 2019, membership is now open to every Higher Education employee in Scotland, their graduates, their students and even our members’ families! We are over 1,000 member’s strong and growing steadily!

 

Scottish Universities Community Bank is entirely independent of the universities. We love that these institutions recognise the value we continue to offer their employees and support our initiative by providing free Payroll-Deduction – making it easier than ever for our members to save.
Scottish Universities Community Bank is a mutual association which encourages our members to save on a regular basis, as little or as much as they can. These savings are pooled and used to give fair, competitive loans to every member, charged at a flat rate of interest you can find on our products page.

University Partners

 

Our current University partners are The University of Edinburgh, Heriot-Watt University, Queen Margaret University and Edinburgh Napier University.

 

All four intitutions support the credit union by allowing their employees to save and borrow directly from their salary.  That means each payday employees can allocate a value of money from their wages to their credit union account, creating easy hassle free savings.