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Supporting Members This Christmas

Introductory Loans up to £1,500 for new members. T&Cs apply.

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Loans of Every Size to Suit Your Needs

Responsible, low-interest loans tailored to suit you.

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Grow Your Savings the Easy Way

Safe, secure and stress-free saving with First Scottish.

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Work for one of these employers? Join Today!

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Affordable Borrowing

Affordable Borrowing

Lending exclusively for University staff, our low-interest loans from £300 to £20,000 could make your dreams a reality while keeping repayments low.

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Build Savings With Ease

Build Savings With Ease

Save as little or as much as you like with payroll deduction and watch your money grow in no time.  Build your savings by joining today!

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Why join us?

Why join us?

Find out what joining our credit union could do for you and your finances

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Scottish Universities Community Bank

Here When You Need Us

 

With over 30 years of experience, we know a thing or two about looking after your money. Scottish Universities Community Bank is a member-owned, not-for-profit financial co-operative that offers a smooth and straightforward way to save every month through payroll deduction for university staff members.  We are the University Credit Union. 

 

Need a little extra? We also offer fair and competitive loans that suit your needs and don’t cost the earth. Unlike traditional banks and high street lenders, our set interest rates mean you get the exact same deal as everyone else, no matter your credit score.

 

Scottish Universities Community Bank is designed to help you manage your money in a way that benefits you first and foremost. Our only shareholders are our members and every penny we receive is used to improve the products and services we provide – our goal is to encourage healthier financial habits that are guaranteed to safeguard your future.

  • I could not do without the flexibility of the bank. It has been an valuable tool for me for years and I have achieved things through saving with them I would never have been able to do otherwise.

    Anon

  • Carol and the team are simply fantastic and go above and beyond to meet the needs of every customer. Thanks so much for your continued help and support.

    Anon

  • Top class customer service with stafff who are prepared to go that extra mile.

    Anon

  • Saving money directly from my pay helps me manage my money in alternative way to a traditional bank. There is also the ability to borrow money with ethical advice about repayment and at favourable rates. It has helped my family save for holidays and other expenses. The App allows access to your savings when you need them and the staff are all friendly and helpful. I would highly recommend the Credit Union to my colleagues

    Mark, Napier University